Business Insurance in Costa Mesa, CA
Business insurance, or commercial insurance, is essential for any company that wants to cover its assets, employees and reputation. Trilogy Insurance Brokers, Inc. helps business owners in California find the right coverage to help them manage unforeseen events and meet the state’s legal requirements.
What Does Business Insurance Cover?
Standard business insurance policies typically include the following options, among others:
- General liability insurance may help cover third-party claims of bodily injury, property damage or personal injury that may occur on your premises or because of your operations.
- Commercial property insurance may provide coverage for your building, equipment, inventory and other physical assets against losses due to fire, theft, vandalism or certain natural disasters.
- Workers’ compensation insurance is required for most employers in California. This may pay for medical expenses and lost wages if an employee is injured or made ill at work.
- Professional liability insurance can help cover claims related to professional mistakes or negligence. This is also known as errors and omissions insurance.
- Business interruption insurance may financially assist if your business operations are disrupted by a covered event, helping you recover lost income and manage ongoing expenses.
Risk Management Tips for Local Businesses
Here are some risk management steps that can help you lower your insurance costs:
- Provide regular safety training to employees.
- Maintain your property and equipment.
- Create a business continuity plan.
- Review contracts for clear responsibilities.
- Stay updated on state business regulations.
- Regularly review your insurance coverage with your broker.
Get a Free Quote
Every business faces risks, but the right coverage can help keep you financially secure. Contact Trilogy Insurance Brokers, Inc. today to discuss your insurance needs and discover how we can help you.